Bank Credits | Consumer debt, Corporate debt, Deposit account, Credit history and Credit Score » Business Find helpful information about Banks, Debts and Credit cards features to help you make the best decision for your spending needs and lifestyle. Fri, 12 Jun 2015 15:02:53 +0000 en-US hourly 1 http://wordpress.org/?v=4.2.2 How To Sell Your Home Quickly And For A Great Price /sell-home-quickly-great-price /sell-home-quickly-great-price#comments Wed, 22 Apr 2015 17:27:29 +0000 /?p=1191

There’s nothing worse than watching your home struggle to sell. In the recent economic slump, some sellers found their home on the market for well over a year. As a seller, you need to make the sale as quick as possible. This is cheaper and you can move on with your life. You can secure the larger house you love so much or downsize to unlock some equity. Whatever your reasons for selling, everyone wants a quick move!

That’s what we’re looking at today. We’ve had plenty of experience buying and selling property so we know what works. Here’s our complete list of tricks for selling your home quickly and for a great price.

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Make any big repairs

Most buyers are looking for a property with no hassle whatsoever. People have busy lives, they want to move into their new home and start afresh. The last thing they want is to spend time and money fixing your home’s problems. Big repairs are also the main reason why property sales fall through at the last minute. Just before moving in, buyers will conduct a structural survey. If something like damp problems or structural issues show up, they may pull out of the sale. This is a terribly annoying way to lose money. Fix it up and you’ll guarantee a swift process.

Boost your curb appeal

Real estate experts tell us that buyers make a decision within the first 8 seconds of viewing a property. You’ll know this all too well yourself. When you walk around a potential house, you trust your gut instinct. Curb appeal plays a big part of this. Spruce up your front garden, the front door and the windows. Make a welcoming entrance, flood it with light and good energy. First impressions make a huge difference when it comes to selling.

Present a blank canvas

… But not too blank! Take the time to remove all the clutter from your home. Take down any big personal touches and present the house in a neutral fashion. Buyers want to imagine themselves living there. Show them the space, not your home. Of course, don’t show them an empty shell, just a neutral home. Paint the house with creams and use simple furniture to fill the place.

Focus on the kitchens and bathrooms

All the value in your home is found in your kitchen and bathroom. Spend some time perfecting these two rooms and you’ll increase the value. A fantastic kitchen will also help sell your property quickly. Buyers are looking for a great space to cook and entertain. Spend some money improving the finishes and make it look beautiful.

Home buying companies

If you’re looking for a super quick sale, try exploring the home buying companies. If you need to sell your house fast, they can be a great option. They’ll offer a fixed amount and buy your home no matter what the condition. It will usually be a cash offer too, so it’s great if you’re in a hurry.

A quick sale is every home seller’s dream. Don’t get caught in the web of real estate markets. Take these steps and sell your property as fast as possible. Until next time!

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7 Top Investing Tips /7-top-investing-tips /7-top-investing-tips#comments Thu, 16 Apr 2015 21:27:00 +0000 /?p=1183

So, you’ve decided to enter into an investment. We’d like to tell you that going about this is easy, but unfortunately it’s not. It’s not that it’s insanely difficult. More that there is a lot of information to get your head around and things to consider before you will be able to choose the right investment for you.

Once you’ve decided where you want to put your money, the next challenge comes in how you manage your investment. If you are a first-time investor, you may decide to take a very cautious approach. Unfortunately, there are problems that can arise from being too wary. And conversely, if you think “no problem, I’m great with money”, being overly confident can also land you in hot water, albeit in a much different way.

However, there is plenty of information out there on how to launch and manage a safe and rewarding investment. Here are just some of these tips that will help you to get the ball rolling.

  1. Keep your options open

Your financial advisor may recommend that you create an investment “portfolio”. This means that instead of putting all your money into one venture, you spread it across a number of different investment lines. The is a good idea for two main reasons. One, it allows you to take advantage of the benefits associated with different products. For example, you may wish to use your investment to fund a car, and so a short-term option like a cash ISA would be suitable as your main choice. However, you want to put some of your capital into that and the rest of it into a long-term investment that slowly build up a good return. This way you are investing for now and the future.

Secondly, if you put all your hard earned cash into shares in one company and that business goes bust, you will, unfortunately, lose all that money. However, if you spread your finance over a number of different avenues, you’ll have a backup in case anything should go wrong.

It’s also a good idea to review your portfolio on a regular basis. This way you can assess whether any adjustments need to be made to improve your situation.

 

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  1. Manage the risk

When you make an investment, no matter which route you choose, you will have to take a risk. It’s not possible to run away from uncertainty. Instead you must manage it. Investments that have the potential for high returns are the ones that come with the biggest risk. So, decide how much risk you are prepared to take on. If you are happy to invest money into a high-risk high-reward investment, then you can take precautions like having a backup investment. If you are pretty wary, opt for a lower-risk investment but be aware that your returns may be low. 

  1. Deal with reputable people

At every stage of your investment career, ensure that you deal with reputable business. This is especially important when you are a first time investor. When working with the right people you can ensure that you are making sensible decisions (in the context of the inherent risk, of course). So, a good financial advisor will provide you with sound advice. And a reputable builder like Aveling Homes will provide you with a quality property to invest in. If you don’t rely on quality products and advice, you could end up at a loss.

  1. Invest for the long-term

Shares change in value on a regular basis. If you are thinking about entering the stock market, you should be prepared to stick it out for the long-term. Patterns show that shares will fluctuate the most during the early stages. But as time goes on, they tend to increase in value. Therefore, it’s worth holding on to this investment for a number of years in order to see good results.

  1. Think carefully about how hands-on you want to be

Different investments require different levels of effort. If you want to be hands on then buying shares on the market is a good option. However, that doesn’t mean that you will be watching your investments on a daily basis. In fact, research has shown that people who are too watchful of their shares are more likely to make buy and sell meaning they get lower returns from their investments. Share prices fluctuate on a daily basis, and you will have to learn to be calm and ride them out for as long as possible.

If you don’t have the time or inclination to monitor your money on a regular basis, an investment fund like unit trusts or Exchange Traded Funds might be the better choice for you. In funds like these, your money is put into a pot with other investor capital and used by the fund manager to buy a range of investments.

  1. Don’t forget to consider the fees

It is important to be aware that there are fees involved when you invest money. These can include for a financial advisor, stockbroking service or investment fund manager. The charges will vary, so do make sure you check them out in detail before signing up for any services to make sure that they are reasonable and affordable.

  1. Have an exit plan

It’s always a good idea to have an exit plan. You don’t know what your situation is going to be down the line, and you want to ensure you don’t incur a big penalty in case you need to abandon an investment option. Before investing make sure you are aware of what will happen if you need to pull out and use that as a way to determine whether it is the right investment for you.

Now that you have read through these tips, it’s a good idea to speak with a reputable financial advisor. They will explain the different investment products to you in detail and help you to decide what would be the best way to go from there. Good luck!

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Investment Advice: The Best Places to Invest in Real Estate /investment-advice-places-invest-real-estate /investment-advice-places-invest-real-estate#comments Fri, 27 Mar 2015 11:29:35 +0000 /?p=1163

Investing in real estate can be a lucrative option for many. If you have the cash to do so, investing in quality housing can ensure that you see a return on your investment. Investing in real estate has taken something of a hit in light of the housing crisis. But, if you have a substantial amount of savings in your rainy day fund, investing in bricks and mortar could be savvy. In the main, housing is one of those investments that you rarely see a loss on.

If you source the right mortgage, from a great broker, and buy a house that is in an excellent state of repair, you could be in a good position to make money. Of course, the real estate game is a long one. So, if you are keen to prepare your finances for your retirement, real estate is a great way to go.

Of course, there are some places that are better to invest in than others. Some states have better, more affordable housing. But, affordable housing doesn’t always mean quality. You need to think about the ROI and how you will see a profit in the not too distant future.

Let’s take a look at some of the best places in the US to invest in real estate.

  1. Plano, Texas

If you are looking for luxury homes for sale, Plano is the best place to seek this kind of housing. Texas is going through a massive housing boom at the moment. What’s more, it regularly tops the polls of the best US states to live in. Luxury homes don’t have to cost a fortune. While housing in Texas is somewhat more expensive than other states, you certainly get a lot more house for your money. Texas has more employment opportunities than anywhere else in the US, so it’s certainly a winner.

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  1. Orlando, Florida

The average house price in Orlando, Florida is around $180,000. With this, it can provide an excellent rental or holiday home to international tourists that want to soak up the Disney atmosphere. If you want to rent out your home to holiday makers and not spend a fortune on housing in the process, this can be a savvy route to take. You are sure to see a significant ROI if you do so.

  1. Detroit, Michigan

Sadly, everyone is all too aware of the issues of housing within Detroit. But, as people in Detroit cannot afford to buy property, the buy to let market is booming. With house prices starting at just $44,000 it can be a sound investment.

  1. Eugene, Oregon

Eugene, Oregon is not necessarily an up and coming place. But, if you want to invest in real estate in a superb location, that is family-friendly, you are in the right place. Housing in Eugene is not the cheapest. But, with the University of Oregon in proximity and a hub of social events always taking place, it can be a good way to ensure that you have a nice home in a good location. It’s very much a buyer’s market in Eugene, so investing in property here means that you wouldn’t yield a high rental demand. However, with the student population being quite large, you could rent out your home as a student dwelling. This could provide a stable income and ensure that your mortgage is paid.

Investing in housing can be a sensible route to take. Think about what you want you want from your property and how it will make you money.

 

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Top Tips For Saving Money When Launching A New Brand /top-tips-saving-money-launching-brand /top-tips-saving-money-launching-brand#comments Thu, 27 Nov 2014 07:55:23 +0000 /?p=1102

Top Tips

All business owners will know how difficult it can be to launch a new brand, especially when planning to trade internationally. There are so many things to think about that you might have to employ an entire new team to help with the task. Even so; there are a lot of things you can do to improve your chances of success. The amount of money it costs to take your new concept to the marketplace will play a big role in whether or not you achieve your ambitions. You’re going to need a large budget no matter what. However, there are many ways you can cut back on spending. At the end of the day, you want to use the smallest amount of capital possible while still getting good results. The information on this page should help you to do that.

Thanks to the rise of the internet, things are a little easier than they once were. These days; you can perform all your market research and promotion online. Unless you sell products or services that appeal to a high percentage of the population, you will do well to stay away from TV and Radio advertising packages. Not only can they cost thousands, but the targeting simply isn’t as fruitful. Also, you will discover that sometimes it’s a good idea to outsource certain tasks rather than asking your staff to perform them in-house. That could save a lot of time and money.

Decide on your standard branding elements

The way in which you present your business to clients and customers can play a big role in their decision on whether or not to spend with your firm. That is why it is imperative that you spend a long time working out the best branding elements. Your standard colours and fonts should be used on all relevant materials across the board. If your company appeals to young and innovative people, you might like to consider making your branding bright and fresh. If you try to reach professionals and corporate clients, you are always better to stick with the basics. There are lots of good articles online that will help you to make your decision. Just read as much as possible and apply the knowledge to your design.

Perform lots of market research

Market research is the only way you will find out whether or not your new brand will appeal to consumers. Unless you’re selling a product that solves a major problem, you’ll need to learn as much as possible about the people who might make purchases from your company. That is the only way you can work out how to present yourself in the best light. Also, that information will help with marketing and promotion as you will see in a second.

Think about marketing and promotion

Presuming you don’t yet have a dedicated marketing department, you’ll have to deal with much of the work yourself. While it is easier to promote a company these days, many people still get it wrong. For that reason, you’ll need throw lots of different ideas at the wall and see which one sticks. Google Adwords is a brilliant platform for doing that. The service doesn’t require you to spend a minimum amount of money. That means you can try various campaigns without breaking the bank and then invest more capital in the one that provides the best results. Contrary to popular belief, you don’t need to have previous experience to plan a lucrative marketing strategy. Most of the work you will need to undertake is pretty simple.

Get the right technology and software

Purchasing the latest technology and software is a great way of saving money when launching a new brand. There is no point paying a worker to manually perform a task that could be done by a machine in minutes. Likewise, there is no need to ask your team to work any harder than they have to. Accounting tools, asset management software and top of the range computers are essential. While you will employ the services of an experienced accountant, you can limit the amount that costs by doing most of the hard work in-house. There are lots of good software packages available for almost anything these days. Just make sure the ones you use are licensed for businesses.

Understand rules and regulations concerning money

Understanding how you will get your money from A to B is vital if you want to accurately predict how much profit you can make. The last thing you need is to start selling in a foreign country only to find out customs charges make the operation unfeasible. In the same light, there might be charges you need to pay when dealing with currency conversion. Thankfully, Baydonhill currency exchange and similar expert companies are there to help. As we said at the beginning of this page, sometimes it’s better to outsource certain operations. No matter how you plan to make a profit from your new brand, you won’t get very far if the figures don’t add up.

Use your profits to pay for further expansion

Launching a new brand doesn’t have to be a one-step process. There is nothing wrong with growing your idea in stages. Not only will that mean you don’t have to spend as much cash all in one go, but it will also allow more flexibility in your approach. You need to be ready to change the way in which you present your brand as new information surfaces. The chances of you getting everything right on the first day of your launch are pretty slim.

Those tips should help you to limit spending and make the most of what you have when starting a new brand. Just remember, there are a lot of companies out there that specialise in offering advice to people in your position. If you’re unsure about anything, it’s better to contact them for guidance than cross your fingers and hope for the best.

Good luck with everything my friends. I’m certain you’ll do well!

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How To Finance A New Recycling Business /finance-recycling-business /finance-recycling-business#comments Tue, 18 Nov 2014 07:14:30 +0000 /?p=1096

Recycling Business

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Starting any new business in today’s financial climate can be a real challenge. While it might have been simple to get funding in the past, things have changed dramatically since the onset of the global economic downturn a few short years ago. The chances of you obtaining capital from a high street bank with no proven track record of success are pretty slim. For that reason, you’ll need to think outside of the box and remain innovative if you want to get things off the ground quickly. Opting to start a recycling business is a good idea because it benefits society. That also means you shouldn’t encounter as many issues as people starting companies that impact negatively on the population. As you will read in a moment, you stand a better chance of getting some help.

Take your idea to the bank

Although your bank probably won’t be interested in releasing funds for your business idea, it’s still worth a punt. Simply book a meeting to see your bank manager and take your business plan along. At the very least, they will take a look at your plan and offer their perspective. That could be useful when trying to gain funding through alternative means. You never know; it is entirely possible that you could catch the bank on a good day. That said; don’t get your hopes up too much. Due to irresponsible lending in the past, banks have now tightened their regulations.

Apply for a private business loan

As a result of banks not releasing funds, there have been a lot of private companies launched over the last few years that specialize in providing capital to startups. All you have to do is search online to see if you can find one that seems to appeal. Again, you will make contact and then arrange a meeting to discuss your requirements. Just make sure you understand the basics of managing credit risk  before you sit down. Some of these firms might ask to take a percentage of your business in return for you paying less of their investment back. You should always try to avoid giving anything away. However, you won’t have much choice if that is the only offer on the table.

Look for grants

Some governments offer grants to people looking to start green companies that help society. Recycling comes under that umbrella. It’s always worth getting in touch with your local authority to see if they can help. While some people do look for specialist firms that offer good rates on customer credit, it can be tricky to obtain if you don’t have a good rating. Still; it’s a great way to pay for the trucks you will need. Government grants can range from $500 to $50,000 depending on the nature of your recycling business. With that in mind, it might be a good idea to tailor your business plan towards stipulations determined by grant givers.

With all that information, you should be ready to start work on getting your new company off the ground. If all else fails, a lot of entrepreneurs have managed to get the money they require from crowdfunding sites recently. Perhaps that is something you might like to try as a last resort?

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What to Look for in an Online Stock Trader /online-stock-traders /online-stock-traders#comments Tue, 14 Oct 2014 15:58:26 +0000 /?p=1075

Working with an online stock broker can save you a whole lot of money and stress. If you’re new to stocks and other investment opportunities, then it’s essential you choose the right broker. The wrong broker will be way more hassle than it’s worth, cost you a lot of money, and frustrate you to no end. The selection process isn’t exactly hard, but you should take it very seriously. Let’s take a look:

Online Stock Trader

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Know All About Their Commissions

The first thing you should consider is commision. If the broker is offering you a rate of $100 or perhaps more, then don’t go there. Your profitable trades won’t be as successful and you’ll make a lot of losses – it’s a fact. Do not be tempted. I’d say go for $20-$35 – this is your best bet. A discount online broker may offer $10 commissions. To get the best online stock trading deals, you should bear in mind that your commission rate should reflect any trading volume increases.

Real Time Updates

In the stock market today, timing is everything. A great online broker will give you real time updates, so you can get everything spot on. Even if you won’t be using this side of things much, it’s always useful to have it available to you, just in case.

Opening Costs

How much money will they require to open your trading account? All online stock brokers will have a minimum balance requirement when you go to open your account. Many are $1000, some are $500, some are higher than both put together. It’s up to you if you’d like to continue adding money to it afterwards. Beware of especially low opening costs, as they may charge you even more if your funds drop below a certain level, called a ‘maintenance fee’.

Stocks and Mutual Funds

How many stocks and mutual funds do you think the online brokerage can access? The broker should be able to help you with any endeavours that you desire. What’s the point in having a stockbroker who won’t be able to help you do what you want? Take a look at these 4 smart places to invest your money, and work out whether your potential broker could help you. There are plenty of reviews online that can give you a good idea of this.

A Great Site

If you now have a shortlist of online stock traders, go on each of their sites and get a feel for how you will use them. This is essential if you see yourself trading most of your stocks and investments online. This is as important as all of the benefits they offer you! If a site is difficult to use, you won’t be happy no matter how great the supposed benefits are.

Now you know what to look for in an online stock trader, you can make an informed decision. These guidelines are of the utmost importance. Do your homework, and you’ll get a firm that will meet your needs down to the ground!

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Make Money Fast With These Simple Methods /money-fast-simple-methods /money-fast-simple-methods#comments Mon, 15 Sep 2014 17:56:16 +0000 /?p=1035

People spend much of their time thinking about ways to secure better incomes and save money long-term. But sometimes all you need is a short-term solution – a way to get hold of some cash quickly. You might need some money to pay your bills while you wait for payday, or you may just want to buy someone a gift. You don’t need to find a new job or draw up a budget just for a few hundred dollars. So what are the best ways to make money fast?

Make Money

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Sell Your Things

One of the best ways to make money quickly is to clear out your things and get rid of anything you don’t want. It helps if you can be harsh with yourself and sell anything you don’t need or use. Don’t tell yourself that you might use it again one day if you haven’t picked something up in the last year. You can use auction websites like eBay, or sell on Facebook groups and other online communities. If you prefer to sell things in person, have a garage sale or take things to stores that will buy second-hand items.

Payday Loans

If you don’t mind paying the money back, a payday loan can help to tide you over until your real income comes in. There are many different providers to choose from, with different amounts you can borrow for different periods. Payday loans work best when you know for sure that you can pay it back when your next paycheck comes in. Pay close attention to the interest rates when you apply for a loan, so you can work out how much you’ll have to pay back. Look around for a provider that suits you and that won’t make you jump through too many hoops. For example, Ferratum’s loan process is very straightforward and easy to use.

Do Odd Jobs

People who are friendly with their neighbors can offer their services in a number of ways. If you’re handy with a spanner, offer to help fix things. You can babysit or pet sit, mow lawns or clear people’s gutters. In winter, offer to shovel snow from people’s drives.

Root Around

Run around your house looking for any loose change or forgotten notes. You might be surprised by how much money you find under the couch cushions. Look in the pockets of your pants, coats and jackets. Don’t forget handbags, backpacks and briefcases. You might even find an old wallet full of money.

Pawn Shops

You can take some of your stuff to a pawn shop if you’re looking for a loan. You use your things as collateral on a loan – usually about 10% of the item’s value. When you have your pawn ticket, you can buy back your item by paying back the loan plus interest. You can also keep the loan for another month, letting the interest build. Finally, you can let the loan expire. In this case, you keep the money, and the pawn shop keeps your items.

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Can Your Business Survive in NYC? /business-survive-nyc /business-survive-nyc#comments Tue, 09 Sep 2014 06:23:58 +0000 /?p=1020

New York is considered the land of business opportunity. With the thriving metropolis of the city, New York is an economic powerhouse. Little wonder that so many businesses want to start up their enterprise within the confines of New York. But, it takes a lot more than steely determination to make your business thrive and prosper in New York. You need to have a lot of cash. What is more, your business needs to be viable. This is a highly competitive place. Your services need to be a niche in order to survive in New York

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Does your business have what is takes to survive in New York?

The Current Economy

Despite the current economic downturn in NYC, there has been little impact on smaller ventures. The big economic powerhouses have suffered to a greater extent than smaller businesses. Of course, financial services have taken a hit too. So, if you have a business that is small you are more likely to succeed within New York. The key is to make sure that you have a great business idea that is needed by the citizens and tourists of New York. Whatever services you provide, you need to make sure that everyone in New York can use them. The economy will pick up, which is great news all round.

Location

There are many districts and boroughs of New York in which your company can survive. What is more, your business can thrive in New York. The key to your businesses survival? Location. The location of any business is critical, but in New York you need to pick a prominent postcode. The Upper East Side and Soho are the perfect places to set up a small business. What is more, if your business is already underway, you may want to consider relocating your venture. Having a famous postcode is critical to your success. Surviving in New York is all about location. Your zip code is imperative. Choose wisely.

Niche versus Established Goods and Services

Of course, there is a call for niche services. Whether you own a bookstore or a marketing agency, you need to establish whether the market is established. If the market is somewhat oversaturated, you may need to consider what valued added goods your business can provide. New York has a thriving business community. With this in mind you need to consider what extras you can offer that differ from the rest. Value added products are the perfect way to ensure that your services standout from the pack. You need to be a leader not a follower. This is the key to surviving in NYC.

Marketing: Utilise Billboards

You need to market your product in a brilliant way to ensure that your company has prominence in New York. One of the best ways to do this is to advertise on a billboard. Think about the foot traffic in New York. There are tens of thousands of people that pass through this fantastic city. They take in the delights of what is around them. A billboard will be the key to your success.

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Getting Started in Trading with Forex /started-trading-forex /started-trading-forex#comments Wed, 14 May 2014 07:14:26 +0000 /?p=1012

Trading with ForexTrading is a great way to get involved with investments if you are looking for high risk and potentially high return transactions. You can simply create a trade account with a reputable trade agency, select a product you know about, such as commodities or currency, choose the direction and then open your trade.

Trading Currencies

Forex trading is the trading in currencies such as the dollar, euro and pound. This is the largest market in the world and there is potential to make a lot of money through this venture, which is much larger than the stock market. Forex operates through a network of banks, corporations and individuals spread across the world, which are all trading currencies with each other. There are over 60 currency pairs to choose from including GBP / USD and EUR / USD and lesser known currencies.

Use Trading Tool to Maximise Your Returns

It can be useful to take advantage of the market whether it is going up or down and with sensible trading you can maximise your returns. In order to help you trade you can seek many different research tools to keep track of currencies such as charts and market reports.

Commodities and Stocks and Shares

The different tools that can help you find and trade your currencies in the Forex market can all be found in the iforex help guide which is the ideal place to start when trading. Of course there is much more than currencies to trade and this useful website can help you trade other items such as commodities, binary options and stocks and shares.

Increased Availability of Trading

Trading in currencies, commodities, stocks and shares and other items used to be considered the preserve of the financial elite, only for people who knew exactly what was happening in the world of finance and not for casual investors. However, with the emergence of online trading agencies and various help guides it is now possible for people to become involved with trading without having financial training.

Of course, it is necessary to take a while to research the market you are interested in and find out if trading is really for you. There is a substantial risk involved which could put some people off trading. However, there is a high potential return and if you have the capital investment then it could be worth the risk, especially if you have access to useful information and help guides that can advise you on your next move.

Careers in Finance

Once you have become involved in trading, you may even come to contemplate a career in the business and finance industry. There are many jobs in this industry which could be suitable and it is always worth browsing career guides, such as those available on the BBC website, in order to find out which area of this fascinating industry you might do well working in.

Whether you are interested in trading in currencies, stocks, binary options or commodities such as gold, oil and silver, there is a perfect option to suit you. Using the tools available at iForex you will be able to keep track of the market that you are most interested in and use the fluctuations to your advantage when trading.

With currency a feature of life that everyone uses in their daily transactions this may indeed be the best way for you to become involved in trading. Simply be aware that there is a heavy risk involved in Forex trading and if you weigh up the risks and decide that this is the right trade for you then you can be sure of enjoying an exciting, fulfilling and potentially lucrative financial adventure.

Image credits: FreeDigitalPhotos.net / Stuart Miles

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The Role of Modern Femlae Executives /role-modern-femlae-executives /role-modern-femlae-executives#comments Wed, 14 May 2014 07:11:03 +0000 /?p=1009

Despite strides in the realm of gender equality in the workplace, it remains a systematic problem in many corporate sectors. Gender disparity in the workplace is becoming less apparent at the lower levels of management, but evidence indicates that the higher you climb up the corporate ladder, the wider the gap between the earning power and influence of male and female executives.

Why is Gender Equality Important?
Laying aside the fact the more than 50 percent of the world’s population are women and the workforce should reflect that demographic in a meaningful way, gender equality is more essential than ever as corporate globalisation continues to increase. This world-wide shift in the nature modern corporations is also causing a shift in the dynamic of what is required for corporate competitiveness.

The leaders of tomorrow must be more comfortable with, as well as tuned-in to, diversity. The reality is, although women make up to 80 percent of consumer buying decisions, control 20 trillion dollars worth of global consumer spending and earn 60 percent of Bachelor’s and graduate degrees, they account for less than three percent of all CEO positions and less than seven percent of all top-earning executive positions.

Margot Micallef is an example of the kind of modern female executive who strives to set an example and give back to the community. Though there are many instances of women in powerful positions, there’s still a gender gap and it’s up to those who have made it to pave the way and set an example for those who are coming up.

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